Integrations · Your ledger
Xero AI tools, as the accountants who work in Xero see them.
Excello brings Xero AI tools and accountants to the Xero organization you already use: transactions are matched daily, reviewed every week or every business day, and the month is closed within five business days as standard.
Your chart of accounts, history and admin login stay in your own Xero, with payroll, payment, card and store tools connected.
Nothing to migrate. Nothing to export if you leave.
- Xero
- Matched daily
- Reviewed weekly or daily
- Reconciled monthly
- Closed within five business days
Xero AI features and solutions: what comes built in
Inside Xero
The Xero AI solutions available today sit under JAX, the Xero AI assistant that Xero calls a financial superagent. Here are the Xero AI tools and the other automation built in.
| Tool | What it does | Worth knowing |
|---|---|---|
| JAX (Just Ask Xero) | Xero's AI companion, which powers its newer automation and answers questions about your business | Rolling out in stages |
| Automatic bank reconciliation | Reconciles bank statement lines using rules, matches, memory of past choices and prediction | Every automatic match can be reviewed and changed |
| Document reading | Reads bills, invoices and receipts and pulls the details into Xero | Powered by JAX |
| Bank rules and cash coding | Code repeat transactions automatically, or many lines at once | Set up by you |
| Hubdoc | Captures and stores bills and receipts | Included in every Xero plan |
| Claude integration | Lets you ask Claude about live Xero data such as cash and overdue invoices | Live since May 2026 |
Sources: Xero blog and Xero media releases on JAX and the Claude integration, checked September 2026
How to get started with Xero
Six steps
Xero for small business is quick to open and takes a little care to set up well. Starting from spreadsheets? Excello can set Xero up for you, quoted separately before any work starts.
Choose a plan
Every Xero plan includes unlimited users. Multi-currency comes with higher plans, so check before you trade abroad.
Set up your organization and base currency
The base currency cannot be changed later, so choose the one you report in.
Connect your bank feeds
Bank and card transactions then arrive in Xero every day.
Set up your chart of accounts
Start from Xero's default list and adjust it to how you want to read the business.
Enter conversion balances
Opening balances carry over the position from your previous system or spreadsheet.
Add bank rules and invite your adviser
Rules code repeat transactions, and your accountant works in the same organization.
How Excello keeps your Xero current
Four steps
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Step 01
Connected
Bank feeds come through Xero, alongside Gusto, Stripe, Ramp, Shopify and your other tools. Every connection is checked daily.
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Step 02
Categorized
Transactions are matched daily. Accountants review them every week or every business day and correct anything wrong.
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Step 03
Reconciled
At month-end, every bank and card account in Xero is agreed to its statement.
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Step 04
Closed
Adjusting journals are posted in Xero, and your statements arrive within five business days of month-end.
Xero for multiple companies
Groups
Services similar to Xero, and is Xero the best accounting software?
Side by side
Is Xero the best accounting software? For many small businesses it is a strong choice, and QuickBooks Online and Odoo are the closest alternatives. Excello works inside all three.
| What matters | Xero | QuickBooks Online | Odoo |
|---|---|---|---|
| What it is | Cloud accounting software | Cloud accounting software from Intuit | An open-source business suite with accounting as one app |
| Users | Unlimited on every plan | Limits vary by plan | Priced per user |
| Multi-currency | On higher plans | Essentials, Plus and Advanced plans | Built into Odoo Accounting |
| Built-in AI | JAX, including automatic bank reconciliation | Intuit AI, including an accounting agent | AI features vary by version |
| With Excello | Excello works inside it | Excello works inside it | Excello works inside it |
Xero API pricing
For connected apps
Source: Xero Developer, pricing and policy updates, checked September 2026
Your books stay in your own Xero
Nothing to migrate
A move from QuickBooks to Xero
From a client
★★★★★
I recently hired Excello Services to handle the migration of my accounts from QuickBooks to Xero, and I couldn't be more impressed. From start to finish, their team demonstrated outstanding professionalism, technical expertise, and attention to detail. The process was seamless — they managed everything with precision, kept me informed throughout, and ensured there was zero disruption to my business operations. It's clear they know these platforms inside out. If you're considering a switch to Xero, I wholeheartedly recommend Excello Services. They're efficient, knowledgeable, and a pleasure to work with. Five stars!
Frequently asked questions
What are Xero AI tools?
Xero AI tools are the features in Xero that use AI to reconcile bank lines, read documents and answer questions about your finances. Most run through JAX, and Excello pairs automation with accountants who review and close your books.
What is JAX in Xero?
JAX, short for Just Ask Xero, is Xero's AI companion. It powers features such as automatic bank reconciliation and document reading, and it answers questions about your business in plain language.
Does Xero work with Claude?
Yes. Xero launched a Claude integration in May 2026 that lets subscribers ask about live Xero data, such as cash position and overdue invoices, inside Claude. Xero says that data is used only for that session.
Can I use Xero for multiple companies?
Yes, with a separate Xero organization and subscription for each company. Excello closes each organization every month and prepares consolidated statements on request, including groups across countries and currencies.
How do I get started with Xero?
Choose a plan, set up your organization and base currency, connect your bank feeds, adjust the chart of accounts and enter conversion balances. Then add bank rules and invite your accountant.
Do I need to change anything in Xero to work with Excello?
No. Excello works inside the Xero organization you already have, with your chart of accounts, history and admin login in place, and your bank feeds and connected apps carry on as before.